MyVanillaCard Vs OneVanilla: Whether it’s MyVanillaCard or OneVanillaCard, both usually work as prepaid debit cards. Talking about the functions of these cards in the USA, these are basically used in order to manage your money securely. These cards are used and have been accepted any place where debit cards are accepted. So, you can easily use these cards in restaurants, shopping complex etc. both MyVanillaCard and OneVanillacard will be helpful for making transactions.
The best part about these cards that these can be accessed very easily and no paperwork is going to be required for the same. The cards are very convenient to use and have many amazing features that attract lots of customers. You must be wondering that these two cards sound very similar and so as its functions, so is there any difference between MyVanillaCard and OneVanillaCard? In order to sort out your query regarding the same, you must read the following post till the end which will help you out in deciding which card will be a better choice for you.
What is MyVanillaCard??
MyVanillaCard is basically a prepaid debit card, that is accessible in Visa or else in MasterCard, that is going to give its cardholder a fast as well as an easy way for managing their cash. In order to use this card, there is no credit check required and also no bank account will be required to get it started. You can use this card in any place where this debit card is accepted, which also includes making online as well as telephone-based acquisitions. One must take note that there is no monthly fee related to the MyVanilla prepaid debit card, however, signature as well as PIN debit purchase transaction fees are applied. Every transaction sustains a minimum fee of $0.50.
What is OneVanillaCard??
In order to handle the money of the customers, the OneVanillaCard Prepaid Card is one of the easy, safe, and convenient ways for its cardholders. One should take note that OneVanillaCard is not a credit card, and therefore, there is no credit money required to go through along with no paper forms for fill out. The best thing about OneVanillaCard is that you don’t require having a bank account for utilizing its card in order to make it function. The card can also be used everywhere, where the Visa debit cards or Debit Mastercard is accepted and allowed for making payment. If you are not comfortable carrying cash with you everywhere, then One Vanilla card is a trustworthy option for you as it is also ideal for money control as well.
MyVanilla Vs. OneVanilla: What’s the Difference?
After getting a little idea about MyVanillaCard and OneVanillacard, it’s quite obvious for any customer to get confused about whether MyVanilla is better or OneVanilla. Therefore, we are here to give you certain points that may help you out to choose which choice is better for you.
Card Reloadable Feature
MyVanilla lets its cardholders to make direct deposits that let you load your entire payroll automatically, government benefits as well as the tax returns onto the card very easily. In addition, you can add funds through two resources with much ease.
- Rapid Reload: It is quite easy loading your MyVanilla at Walmart or any other partaking stores.
- VanillaDirect Load: This lets you adding cash to your card very fast and quite easily. There are several retailers that offer the VanillaDirect load facility as well.
The cardholders can easily make use of the MyVanilla website; from there they can transfer the money from their bank’s account or else from one MyVanilla card account to any other card very easily. The MyVanilla customer care service can easily help you with the process. On the other hand, the OneVanilla card cannot be reloadable nor it can be refundable. Also, another thing to take note of is that you can’t share the funds from OneVanilla to any other card.
Card Acceptance
Both MyVanillaCard and OneVanillaCard can easily be used at any location that can accept these cards as one of the modes of payments. The Visa debit card or Debit MasterCard can be used as a debit card for day-to-day transactions. With the help of these cards, the cardholders can easily pay bills online and that too very safely and very conveniently. At the time of shopping online, you will be asked to key in the card’s credentials in the payment field. The personal details are not related to the card, you can easily make use of your email address at the time of shopping for making sure that the merchant can easily make the contact if in case any issue arises.
On the other hand, the OneVanillaCard does not offer any kind of service at the ATMs. By taking this point into consideration, the MyVanilla turn out to be more beneficial than the OnevanillaCard. In addition, MyVanilla lets you use funds at several ATMs located across the globe, that allow you to access fast cash very easily and conveniently. Also, the cardholders can also use any MoneyPass Network ATM despite paying any additional charge on the transaction.
Easy Access
The MyVanillaCard allows you a free mobile app that let you manage all your funds in the remote area as well. In addition to that, you can also check the balance of your card; find Vanilla Reload Locations as well as checking the transactions very easily. Additionally, you can add your MyVanillaCard to your mobile wallet app along with paying for all the acquisitions via any electronic device such as smartphones, tablets or smartwatches.
Meanwhile, the OneVanillaCard does not have any kind of dedicated mobile app as well. Whether it is MyVanillaCard and OneVanillaCard, it can be easily purchased from several retailers at various locations located all around the United States. These locations consist of Seven-Eleven, Walmart, Walgreens, Family Dollar, etc. and also many other stores spread all around the country.
Conclusion: Which Card to Choose?
The MyVanillaCard and OneVanillaCard, both are very simple and easy to use. Both are accepted at all the locations where debit cards are accepted. You don’t have to go through any paperwork and also doesn’t need any bank account or credit checks as well, to get access to these cards. However, it will be more suitable for those prepaid card users who usually make limited purchases in a period of a month. Though there’s nothing much difference between these two cards, if you want to reload your card along with requiring ATM services, you must go for the MyVanillacard as OneVanillaCard don’t offer any kind of such features or services.